02-section-189-finance-decision
BAMML Executive Insights Your Section 189 Is a Finance Decision Disguised as an HR Process Industry: Mining & Industrial · Primary pillar: Workforce Governance · Secondary: Financial Governance; Risk & Compliance 5 min read A restructuring almost never begins in HR. It begins in a management meeting where somebody models a cost reduction, arrives at […]
01-overtime-fatigue-safety-mining
BAMML Executive Insights The Overtime You Approved Last Month Is Next Year’s Safety Incident Industry: Mining & Industrial · Primary pillar: Workforce Governance · Secondary: Operational Performance; Risk & Compliance 5 min read Overtime arrives at the executive table as a number. It is approved, month after month, as a cost line — sometimes reluctantly, […]
04-forecourt-segment-margin-reporting
BAMML Executive Insights The Shop Is Carrying the Forecourt and Your Accounts Cannot Prove It Industry: Fuel Retail / Forecourt · Primary pillar: Financial Governance · Secondary: Operational Performance; Executive Decision Intelligence 4 min read A forecourt operator does not set the petrol price. It is regulated, and the retail margin within it is determined […]
05-shrinkage-supervision-forecourt
BAMML Executive Insights Shrinkage Is Not a Stock Problem, It Is a Supervision Problem Industry: Fuel Retail / Forecourt · Primary pillar: Operational Performance · Secondary: Workforce Governance; Risk & Compliance 5 min read Every forecourt carries losses. Wet stock variance, shop shrinkage, unexplained differences that surface at month-end and get written off because the […]
06-mixed-rate-vat-forecourt-risk
BAMML Executive Insights Mixed-Rate VAT Is the Quiet Risk on Every Forecourt Industry: Fuel Retail / Forecourt · Primary pillar: Risk & Compliance · Secondary: Financial Governance 5 min read A forecourt is one of the few retail businesses in South Africa that sells across more than one VAT treatment at the same till, all […]
Franchisees Do Not Fail Financially First, They Fail Administratively First
Franchisees Do Not Fail Financially First, They Fail Administratively First | BAMML BAMML Executive Insights Franchisees Do Not Fail Financially First, They Fail Administratively First Industry: Retail, Franchise & Multi-site · Primary pillar: Financial Governance · Secondary: Risk & Compliance; Operational Performance When a franchisee fails, the franchisor usually sees it coming in the final […]
Driver Turnover Is the Most Expensive Line Item You Do Not Measure
Driver Turnover Is the Most Expensive Line Item You Do Not Measure | BAMML BAMML Executive Insights Driver Turnover Is the Most Expensive Line Item You Do Not Measure Industry: Logistics & Transport · Primary pillar: Workforce Governance · Secondary: Financial Governance; Operational Performance Ask a transport operator what driver turnover costs and you will […]
Your Job Costing Is Telling You the Wrong Jobs Are Profitable
Your Job Costing Is Telling You the Wrong Jobs Are Profitable | BAMML BAMML Executive Insights Your Job Costing Is Telling You the Wrong Jobs Are Profitable Industry: Manufacturing & Engineering · Primary pillar: Financial Governance · Secondary: Operational Performance; Executive Decision Intelligence Most engineering and job-shop businesses can tell you which jobs were profitable […]
You Cannot Be Both the Bookkeeper and the Board
You Cannot Be Both the Bookkeeper and the Board | BAMML BAMML Executive Insights You Cannot Be Both the Bookkeeper and the Board Industry: Growing SMEs & Owner-managed · Primary pillar: Financial Governance · Secondary: Risk & Compliance; Executive Decision Intelligence In most small businesses, the same person prepares the numbers, approves the spending and […]
The Owner Is Still the System, and That Is Now the Risk
The Owner Is Still the System, and That Is Now the Risk | BAMML BAMML Executive Insights The Owner Is Still the System, and That Is Now the Risk Industry: Growing SMEs & Owner-managed · Primary pillar: Executive Decision Intelligence · Secondary: Financial Governance; Workforce Governance There is a moment in the life of a […]
Shrinkage Is Not a Stock Problem, It Is a Supervision Problem
Shrinkage Is Not a Stock Problem, It Is a Supervision Problem | BAMML BAMML Executive Insights Shrinkage Is Not a Stock Problem, It Is a Supervision Problem Industry: Fuel Retail / Forecourt · Primary pillar: Operational Performance · Secondary: Workforce Governance; Risk & Compliance Every forecourt carries losses. Wet stock variance, shop shrinkage, unexplained differences […]
Most Audit Findings Are Not Findings About Money
Most Audit Findings Are Not Findings About Money | BAMML BAMML Executive Insights Most Audit Findings Are Not Findings About Money Industry: Public Sector, SOEs & Public Entities · Primary pillar: Risk & Compliance · Secondary: Financial Governance; Executive Decision Intelligence There is a particular kind of meeting that happens in public entities after an […]
